Performance
£1,248 of £1,904 budget used this month
Spending vs budget (JAN – DEC)
This month
Spending trend
Weekly spend
Category breakdown
Payday countdown
Until next payday
Subscriptions due soon
Renewals in the next 7 days
- Spotify£10.99 · Feb 27
- iCloud£2.99 · Feb 28
Budget overview
65% used — on track
Daily overview
Financial Health
- Saving consistently
- Bills paid on time
- Shopping over budget
At a glance
Goals and budget progress
-
Holiday fund Savings goal
-
Emergency fund Savings goal
-
Monthly budget Budget
Transactions
View and manage all your financial transactions
Spending Analytics
Charts, trends and spending by category
Monthly Breakdown
Spending Trend
View and manage your upcoming bills in the Bills & Calendar section.
Open Bills & Calendar →User Management
Manage system users and permissions
| Name | Role | Verified | Trial until | Paid until | 2FA | Actions | ||
|---|---|---|---|---|---|---|---|---|
| — | Load users (open this section) | — | — | — | — | — | — | — |
API Keys
Manage your API keys for integrations
Activity Logs
Account and financial activity: sign-ins, 2FA changes, data export, transactions, and more.
Status
Service health and availability
Security & login activity
Login attempts, failed logins, rate limits, and suspicious activity across accounts
Holidays
Plan and track holiday spending
Help Center
Learning Center
Learn how to use OptiFlow features.
Comprehensive Tutorial
A complete step-by-step guide covering everything from basics to advanced features. Perfect for first-time users.
Quick Guide
A shorter guide with key features. Good for refreshing your memory on specific topics.
Knowledge Base & AI Chat
AvailableChat with our assistant for instant help and browse frequently asked questions organized by topic.
- Browse FAQs by category
- Search for specific topics
- Chat with assistant 24/7
Report a Bug
Found an issue? Help us improve by reporting bugs directly from the app.
- Detailed error reports
- Automatic screenshots
- Quick resolution
Send feedback
Suggest an improvement or tell us what you think. Your feedback is saved and reviewed.
Frequently Asked Questions
Getting Started
Sign up or log in to access your dashboard. New accounts start with an empty dashboard—add transactions, set a budget, and create savings goals to get going. Use the sidebar to switch between Overview, Transactions, Bills, Analytics, and Settings.
Transactions & Bills
Add transactions from the Transactions tab or the quick “Add transaction” action; you can set category, date, and amount. Bills and subscriptions are managed in the Bills section—add due dates and amounts, and use the calendar view to see what’s coming up. Your data is stored per account and is not shared with third parties.
Budget & Savings
Set your monthly, weekly, and daily budgets in the Summary Cards area (use Edit on each card). Savings goals let you name a target amount and optional deadline. The dashboard layout is locked by default; unlock it via the layout control to drag and reorder cards and sections.
Analytics & Insights
Analytics shows spending trends, category breakdowns, and Budget vs Actual. Smart Insights surface things like upcoming bills and spending streaks based on your own data. All of this runs on data stored in your dashboard only—we don’t use your expenses or transactions for external features.
Account & Subscription
Manage security in Account Settings: change password (via the email reset link), and enable two-factor authentication (2FA) for extra security. Subscription and billing are handled through Stripe; you can subscribe from the pricing area when signed out.
Technical Issues
If the dashboard shows old or wrong data, try a hard refresh (Ctrl+F5 or Cmd+Shift+R) or use Dev tools (if available) to reset data. Layout problems can be fixed by re-locking the layout or refreshing. For login or sync issues, log out and log back in, or use “Forgot password” to reset. Report bugs or send feedback from the Help Center.
Privacy
How we collect, use, and protect your data.
Our privacy policy explains how OptiFlow handles your personal and financial information. We use your data only to provide and improve the service, and we never sell your data to third parties.
For the full privacy policy, visit the landing page or contact support. This page will be updated with a complete privacy policy.
Terms of Service
Terms and conditions for using OptiFlow.
By using OptiFlow you agree to our terms of service. These cover acceptable use, account responsibility, subscription terms, and limitations of liability.
Full terms are available on the landing page. This page will be updated with the complete terms.
Cookies
How we use cookies and similar technologies.
OptiFlow uses cookies and local storage for session management, preferences, and to improve your experience. We do not use third-party advertising cookies.
You can manage cookie preferences in your browser or in Settings. Essential cookies are required for the app to function.
Contact Us
Get in touch with the OptiFlow team.
For support, billing, or general enquiries, use the options below.
- Help Center — FAQs and how-to guides
- Report a bug or send feedback from the Help Center
- Email: support@optiflow.com (placeholder)
Reports
Data & reporting and export options
Year summary, month comparison, net worth, recurring outgoings, and detected recurring transactions.
Export
Account Settings
Manage your account preferences
Security
Change PasswordCurrency Converter
Live rates and convert between currencies
Notes
Keep personal financial notes and reminders
Weekly Comparison
Compare your spending across weeks
Week-over-week spending comparison
Price Changes
Track price changes on your subscriptions and regular expenses
Bills & Calendar
Manage your bills and due dates
February 2026
Overdue Bills 0
Upcoming Bills 0
All Bills
Finance Tracker
Track loans, finance agreements and payment progress
Loans & finance
Savings Goals
Set and track your savings objectives
Holiday Fund
£3,650 of £5,000 saved (73%)
Round-up savings
Round expenses to the nearest £1 and add the spare change to a goal (simulated from your transactions).
Smart Savings
Automatic savings recommendations and tools
Your Rules
Budgets
Set and track per-category monthly spending limits
Spending Insights
AI-powered insights into your spending habits
Top Spending Categories
Spending Trend (30 days)
Subscriptions
Manage all your subscriptions and recurring payments
Active Subscriptions
IOU Tracker
Track money you've lent to or borrowed from friends
Money Lent
Money Borrowed
Preferences
Customize your OptiFlow experience
Payday
Set when you get paid so the dashboard can show days to payday and help with budgeting. You can use a fixed day of the month, last day of month, or override the next payday.
Two-factor authentication (2FA)
Add an extra layer of security with Google Authenticator or any TOTP app. Scan the QR code during setup to link your account.
Active sessions
Devices where you're signed in. Log out everywhere if you see something you don't recognize.
Security audit log
Recent security-related actions: sign-in, 2FA changes, data export.
Recent financial activity
Transactions, moves, subscriptions, and other money-related activity.
Install as App
Learn how to install OptiFlow on your device for quick access.
Installation guide
What this is — Install OptiFlow on your device so you can open it like an app and get faster loading from your device.
How to install
- Android — Tap the Android button below. Use "Add to Home screen" or "Install app" in Chrome (or your browser menu) to add OptiFlow to your home screen.
- iOS (iPhone/iPad) — Tap the iOS button below. In Safari, use Share then "Add to Home Screen" to create an app icon.
- Desktop — Tap the Desktop button below. In Chrome or Edge use the install icon in the address bar or the menu to "Install OptiFlow" or "Create shortcut."
What you get — Automatic sync when you are back online, and faster loading from the device cache for an app-like experience.
- Automatic Sync – Changes sync automatically when your connection is restored
- Lightning Fast – Instant loading from device cache for a native app experience
Learning Center
Learn how to use OptiFlow features.
Comprehensive Tutorial
A complete step-by-step guide covering everything from basics to advanced features. Perfect for first-time users.
Quick Guide
A shorter guide with key features. Good for refreshing your memory on specific topics.
Bank connections
Connect a bank to import transactions automatically. This uses a free sandbox (demo data) — no real bank login. For live connections you’d use an authorised provider (e.g. TrueLayer, Open Bank Project).
Display Currency
UI-only currency for what you see on screen; does not change how data is stored.
Base Currency
Home currency for storing budgets and transactions. Conversions use this as the source.
When on, amounts are converted from base → display currency. When off, values stay in base.
Language
Select your preferred language
Timezone
Your device timezone for date and time calculations
Your timezone is automatically detected from your device and used for all date, time, and calendar calculations throughout the app.
Notifications
What are these for?
Email Notifications — Receive emails when your subscriptions are about to run out or when it's time to resubscribe.
Push Notifications — Get in-app or browser alerts when subscriptions are about to run out or when it's time to resubscribe.
Account Management
Integrations & growth
Share OptiFlow or invite others. More integrations coming soon.
Email digest and referral rewards are on the roadmap.